The Ford Territory is a compact SUV that has made its mark in the UAE, offering a blend of modern design, practicality, and advanced technology. As a vehicle that is well-suited for urban driving and long road trips, it appeals to families and individuals seeking a versatile, mid-size SUV. If you are considering buying a Ford Territory, it is essential to understand the full cost of ownership, which includes more than just the upfront purchase price. This guide will take you through the different factors that contribute to the overall cost of owning a Ford Territory in the UAE.

Purchase Price of the Ford Territory

In the UAE, the new car prices of the Ford Territory typically range between AED 113,295 and AED 139,000, depending on the model and trim level. The Territory is available in multiple trims, such as the Trend, Ambiente, Titanium, and Dark Edition. The Titanium and higher variants offer more premium features, including advanced driver assistance systems, leather seats, and a panoramic sunroof.

The purchase price can fluctuate due to dealership offers, promotions, or financing options. Many UAE dealerships offer attractive finance deals with monthly instalments starting at around AED 1,800 to AED 2,200, depending on the loan terms and down payment.

Insurance Costs

Insurance is a significant part of vehicle ownership in the UAE. The cost of insuring a Ford Territory depends on various factors such as the driver’s age, driving history, and the value of the vehicle. On average, comprehensive insurance for a new Ford Territory will cost between AED 2,500 and AED 3,500 annually.

For drivers under 25 or those with less driving experience, premiums may be higher, while older drivers with a clean record may find slightly lower rates. Be sure to compare insurance providers and policies, as coverage levels and prices can vary widely.

Fuel Costs

The Ford Territory comes with a 190hp producing 1.8-litre turbocharged engine, which is both powerful and fuel-efficient for an SUV of its size. In the UAE, fuel prices fluctuate, but as of now, the cost of petrol (Special 95) hovers around AED 3.03 per litre.

The Ford Territory’s average fuel consumption is around 7.5 litres per 100 kilometres. For typical urban driving conditions, you can expect to spend approximately AED 350 to AED 400 per month on fuel, assuming an average of 1,500 kilometres of driving per month. If you frequently embark on long-distance road trips, this cost may rise.

Maintenance and Servicing Costs

Regular maintenance is crucial to keeping your Ford Territory in top condition. Ford offers a service schedule where your Territory will require a service every 10,000 kilometres or annually, whichever comes first. The cost of a basic service is usually around AED 700 to AED 1,000, but more comprehensive services at higher mileage intervals can cost up to AED 2,000 or more.

It is advisable to get your vehicle serviced at authorized Ford service centres to ensure genuine parts are used and that your warranty remains intact. Some dealerships may offer service packages when you buy a new Ford Territory, covering routine maintenance for a certain period or distance at a discounted rate.

Depreciation

Depreciation is a hidden but important cost of vehicle ownership. SUVs tend to hold their value relatively well in the UAE, especially in a competitive market like Ford’s. On average, a Ford Territory will lose around 15-20 percent of its value annually in the first few years of ownership.

After five years, you can expect the resale value to be approximately 50-60% of the original purchase price, assuming the car has been well-maintained and has a reasonable number of kilometres on the odometer.

Salik and Parking Fees

If you plan to drive regularly in Dubai, you will need to factor in Salik toll charges. Each time you pass a Salik gate, you will be charged AED 4. Depending on your daily commute, these fees can add up quickly. For example, if you pass through two toll gates each day on your way to work, you could spend AED 160 or more per month on tolls.

Parking fees also need to be considered, especially if you work or frequently visit areas where paid parking is enforced. Public parking fees in Dubai and other emirates vary depending on the zone, but expect to pay anywhere from AED 2 to AED 10 per hour.

Registration and Licensing Fees

In the UAE, vehicle registration must be renewed annually. For the Ford Territory, expect to pay around AED 400 to AED 500 for registration. Additionally, you may need to get your vehicle tested before renewal, especially after the first three years. This inspection will cost around AED 170.

Tire and Brake Replacements

Tires and brakes will eventually wear out and need replacement. High-quality tires for the Ford Territory will cost around AED 500 to AED 800 per tire, and depending on your driving habits, you may need to replace them every 40,000 to 50,000 kilometres. Brake pads usually last around 30,000 kilometres, with replacement costs ranging from AED 700 to AED 1,000 for both front and rear pads.

Conclusion

The Ford Territory is an attractive option for UAE drivers looking for a well-rounded SUV with a reasonable purchase price, modern technology, and a comfortable driving experience. While the initial price of the Territory is competitive, it is essential to account for the additional costs such as insurance, fuel, maintenance, and depreciation to understand the full cost of ownership. On average, you can expect to spend AED 2,500 to AED 4,000 per month on running and maintaining a Ford Territory in the UAE, depending on your driving habits and usage.